Is
It Worth It to Go Back to Work After Having a
Baby

The
first thing to consider is that your paycheck
is not pure profit. After considering many factors
like taxes, travel expenses, expenses in work
clothes and accessories, the cost of lunches and
of course the cost of child care and items that
you will need because you are separated from your
baby, like a breast pump, bottles and cooler you
may find it is not in your interest to work because
you are not making a profit or the profit that
you are making is not worth the time that you
are away from your baby. |
Breastfeeding
Reading |
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Is
It Worth It to Go Back to Work: Financially and Emotionally
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Sometimes
the only way that you can determine if something is
worth your time and more importantly determine if it
worth the time that you are away from your baby is to
crunch some numbers. It isn't enough to look at the
yearly income that you have before taxes. Also factoring
such things as commuting cost, work clothing expenses,
lunches cost and of course the cost of child care can
help you know if it worth your time financially. |
When both
parents work the United States government takes about 40%
of the second income in taxes. The is about the equivalence
of of $25,000 earnings of a second income would be taxed
10,000. Unless you working a skilled trade or were working
for a company for a long time that you had built up raises
in your hourly wage, if you were salaried or if you were
employed by a company that hourly wage was sufficiently
higher than federal minimum wage, it would be unlikely that
you would even reach $25,000 a year working full time.
Formula
for Calculating Your Yearly Profit
First
Calculate Your Yearly Income times 40% Using the Percentage
Calculator Below:
Use Top
Calculator to Determine Your Income After Taxes If You Know
Your Yearly Income and Use the Bottom Calculator if You
What to Know How Much You Have to Make Before Taxes to Reach
a Certain Amount
Yearly
Income = (hourly wage X hours worked a week
times 52 OR yearly salary)
Enter in
Your Yearly Income and Than The Tax Cut Percentage From Above.
You might
think that the cost of a lunch is not something that you
would consider an expense because you would eat lunch at
home anyway. However the likely hood of you packing a lunch
or buying a lunch for you lunch break that is more expensive
that what you would have spend on lunch at home is good.
Also the cost the clothing that you have to wear at your
work, is something that would deduct from your profit. Then
there is the cost of the breast pump that you may not even
need if you worked at home or were at with your baby at
all times. All in all at this point you would make $2 an
hour of profit and we are not including the cost of the
breast pump, bottles, cooler, commuting and vehicle cost,
food cost or clothing cost. If for some reason you were
able to get all of your child care for free you would still
only be making about $5 an hour and again this is before
the cost of the breast pump, bottles, cooler, commuting
and vehicle cost, food or clothing. Even if it was would
180 hours a month away from your baby, more than a third
of a year, be worth $9,900?
At the
end of the day it isn't about the money or the pumping.
The hardest part of a breastfeeding and working relationship
is separation away from your baby. Missing holding them
and not being with them can be be hard. One reason that
so many moms now pursue careers that they can do with in
their home, is so they can be with their children. When
your baby is born and while they are an infant they view
you the mother and them as one. Separation anxiety can be
very hard for the both of you, be sure to not make any promises
that you will return to work if you can because you may
not realize what it will be to be apart from your baby.